A one-time loan secured by the specific equipment being financed. The term (length) of the loan, interest rate and monthly payment are fixed and disclosed at the time of the loan. An auto loan is a good example.
Revolving Credit
A credit card is a good example. This is an established available line of credit. The owner (card holder) of the line may borrow up to its limit and then make at least minimum payments on the outstanding balance each month. The owner may continue to access the available credit (difference between the credit limit and the outstanding balance) at any time without having to reapply for credit.
Current Offers
See your local Exmark® dealer for complete retail financing details. All finance programs are subject to credit approval of our finance partners. Exmark presents only those retail finance programs that are available on a national basis. Exmark dealers may offer additional sources of financing on a regional basis.
If you have questions in regards to current programs, pending application or existing account with G.E. Retail Sales or Sheffield Finance Corporation please contact the Exmark finance partner directly:
The financing programs listed below are only applicable in the continental United States. In Canada, please visit your local Exmark dealer for financing programs that are available to you.
Effective Dates
April 1, 2013, through May 31, 2013.
Eligible Units
All new (not previously registered) Lazer Z E-Series units above serial number 920,000
Rebates for this program cannot be combined with other previously published
promotions or support programs such as Bid Assist/Fleet and National Account in an
effort to achieve additional discounts or value for the purchaser.
Effective Dates
April 1, 2013, through May 31, 2013.
Eligible Units
All new (not previously registered) Pioneer E-Series units above serial number 920,000
Rebates for this program cannot be combined with other previously published
promotions or support programs such as Bid Assist/Fleet and National Account in an
effort to achieve additional discounts or value for the purchaser.
Effective Dates
April 1, 2013, through May 31, 2013.
Eligible Units
All new (not previously registered) Pioneer S-Series units above serial number 920,000
Rebates for this program cannot be combined with other previously published
promotions or support programs such as Bid Assist/Fleet and National Account in an
effort to achieve additional discounts or value for the purchaser.
Effective Dates
March 1, 2013, through May 31, 2013.
Eligible Units
All new (not previously registered) Navigator combined tractor and deck units above serial number 313,000,000
Rebates for this program cannot be combined with other previously published
promotions or support programs such as Bid Assist/Fleet and National Account in an
effort to achieve additional discounts or value for the purchaser.
Effective Dates
March 1, 2013, through May 31, 2013.
Eligible Units
All new (not previously registered) Vantage Stand-On units above serial number 920,000
Rebates for this program cannot be combined with other previously published
promotions or support programs such as Bid Assist/Fleet and National Account in an
effort to achieve additional discounts or value for the purchaser.
0% APR for 48 Months Installment Program offered by Sheffield Financial. Available at your local Exmark Dealer starting on 4/15/2013 Available through 7/31/2013
Exmark is pleased to announce “0% for 48 months” retail finance promotion available through Sheffield Financial.
Please see your local dealer for details.
This promotion is not available to Canadian residents
DESCRIPTION This promotion is for a definitive number of months and sets forth the lowest fixed APR in the headline that is applied on a risk-based program. The APR does not vary over the life of the loan. The person running the ad must reasonably believe that a substantial percentage of applicants will qualify for the lowest rate. (GE Capital uses a threshold of 20% for this purpose). If a program is sponsored by a manufacturer, the 20% threshold should be measured at the manufacturer level (i.e., to take into account the program across all dealers).
MODEL HEADLINES Rate as Low as 0% for 36 Months (APR of 1.49%)* (Monthly payments required. Valid on Amount Financed of $2500 or more on Exmark purchases made between 1/1/2013 and 4/30/2013 on your Exmark installment loan account.)
MODEL DISCLOSURE *Offer subject to credit approval by GE Capital Bank. Applies to purchases of Exmark equipment of $2500 or more made between 1/1/2013 and 4/30/2013 on a Exmark installment loan account. Fixed rate of 0% will be assigned based on credit approval criteria. Exmark minimum amount financed is $2500, and based on credit approval criteria, a down payment of up to 10% may be required.
$0 Down | 0% Interest Rate | $27.78 per $1,000 Financed
*Example: On a purchase where the Amount Financed is $7,500, your Down Payment is $0 with 36 monthly payments of $209.73 each. Interest Rate is 0% [ANNUAL PERCENTAGE RATE is 0.43% (E)]. For other Amounts Financed, the payment would be approximately $27.78 per $1,000 financed.
Note: The above financing programs are offered by Sheffield Financial, a Division of Branch Banking and Trust Company. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on debt to income ratio of 45% or less. Minimum Amount Financed $1,500; Maximum Amount Financed $50,000. Other qualifications and restrictions may apply. An origination fee of $50* will be added to the amount financed in the above example. Financing promotions void where prohibited. Offer effective on all new and unused Exmark equipment purchased from a participating Exmark dealer between 5/1/2013 and 7/31/2013. Offer subject to change without notice. [“E” means estimate.]
* For commercial customers, the origination fee is $125.
0% APR for 24 Months Revolving Program offered by GE Capital Installment Program offered by Sheffield Financial Available through 7/31/2013
APR AS LOW AS 0% FOR 24 MONTHS
DESCRIPTION This promotion is for a definitive number of months and sets forth the lowest fixed APR in the headline that is applied on a risk-based program. The APR does not vary over the life of the loan. The person running the ad must reasonably believe that a substantial percentage of applicants will qualify for the lowest rate. (GE Capital uses a threshold of 20% for this purpose). If a program is sponsored by a manufacturer, the 20% threshold should be measured at the manufacturer level (i.e., to take into account the program across all dealers).
MODEL HEADLINES Rate as Low as 0% for 24 Months (APR of 1.49%)* (Monthly payments required. Valid on Amount Financed of $2500 or more on Exmark purchases made between 5/1/2013 and 7/31/2013 on your Exmark installment loan account.)
MODEL DISCLOSURE *Offer subject to credit approval by GE Capital Bank. Applies to purchases of Exmark equipment of $2500 or more made between 5/1/2013 and 7/31/2013 on an Exmark installment loan account. Fixed rate of 0% will be assigned based on credit approval criteria. Examples: Based on Amount Financed of $8,000 over a 24-month term with a $99 Origination Fee and rate of 0%, required monthly payments will be $338.54 with a 1.49 % APR. Exmark minimum amount financed is $2500, and based on credit approval criteria, a down payment of up to 10% may be required.
$0 Down | 0% Interest Rate | $41.67 per $1,000 Financed
*Example: On a purchase where the Amount Financed is $7,500, your Down Payment is $0 with 24 monthly payments of $314.59 each. Interest Rate is 0% [ANNUAL PERCENTAGE RATE is 0.64% (E)].
Note: The above financing programs are offered by Sheffield Financial, a Division of Branch Banking and Trust Company. Minimum Amount Financed $1,500; Maximum Amount Financed $50,000. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. An origination fee of $50 will be added to the amount financed in the above example. For professional use customers the origination fee is $125. Financing promotions void where prohibited. Offer effective on all new and unused Exmark equipment purchased from a participating Exmark dealer between 5/1/2013 and 7/31/2013. Offer subject to change without notice. [“E” means estimate.]
B. With Payments/Deferred Monthly Interest Description: Minimum monthly payments are required during promotional period. Monthly interest accrues during promotional period and will be assessed if promotional purchase balance not paid in full within promotional period.
Main Headline: No Monthly Interest if Paid in Full within 6 Months* Sub Headline 1: On Purchases of $400 or more on new Exmark equipment with your Exmark credit card made between 5/1/2013 to 7/31/2013. Monthly interest will be charged to your account from the purchase date if the promotional balance is not paid in full 6 Months or if you make a late payment. A Promotion Fee of up to $99 will be charged. Minimum Monthly Payments Required.
Supporting Disclosure: Offer applies only to single-receipt qualifying purchases. A promo fee will be charged and included in the promo purchase balance equal to $99 for purchases of $2000 or more. No monthly interest will be assessed on the promotional balance if you pay the following (the “promotional balance”) in full within 6 Months: 1) the promotional purchase amount, and 2) any related promo fee. If you do not, monthly interest will be assessed on the promotional balance from the purchase date. However, if account becomes 60 days past due, promo may be terminated early, accrued monthly interest will be billed, and regular account terms will apply. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 23.99%; Minimum Monthly interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.
B. With Payments/Deferred Monthly Interest Description: Minimum monthly payments are required during promotional period. Monthly interest accrues during promotional period and will be assessed if promotional purchase balance not paid in full within promotional period.
Main Headline: No Monthly Interest if Paid in Full within 12 Months*
Sub Headline: On Purchases of $400 or more on new Exmark equipment with your Exmark credit card made between 5/1/2013 to 7/31/2013. Monthly interest will be charged to your account from the purchase date if the promotional balance is not paid in full 12 Months or if you make a late payment. A Promotion Fee of up to $99 will be charged. Minimum Monthly Payments Required.
Supporting Disclosure: * Offer applies only to single-receipt qualifying purchases. A promo fee will be charged and included in the promo purchase balance equal to $99 for purchases of $2000 or more. No monthly interest will be assessed on the promotional balance if you pay the following (the “promotional balance”) in full within 12 Months: 1) the promotional purchase amount, and 2) any related promo fee. If you do not, monthly interest will be assessed on the promotional balance from the purchase date. However, if account becomes 60 days past due, promo may be terminated early, accrued monthly interest will be billed, and regular account terms will apply. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 23.99%; Minimum Monthly interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval.
3.99% APR for 60 Months Revolving Program offered by GE Capital Installment Program offered by Sheffield Financial Available through 7/31/2013
APR AS LOW AS 3.99% FOR 60 MONTHS
DESCRIPTION This promotion is for a definitive number of months and sets forth the lowest fixed APR in the headline that is applied on a risk based program. The APR does not vary over the life of the loan. The person running the ad must reasonably believe that a substantial percentage of applicants will qualify for the lowest rate. (GE Capital uses a threshold of 20% for this purpose). If a program is sponsored by a manufacturer, the 20% threshold should be measured at the manufacturer level (i.e., to take into account the program across all dealers).
MODEL HEADLINES Rate as Low as 3.99% for 60 Months (APR of 4.62%)* (Monthly payments required. Valid on Amount Financed of $2500 or more on Exmark purchases of $2500 made between 5/1/2013 and 7/31/2013 on your Exmark installment loan account.)
MODEL DISCLOSURE *Offer subject to credit approval by GE Capital Bank. Applies to purchases of Exmark equipment of $2500 or more made between 5/1/2013 and 7/31/2013 on a Exmark installment loan account. Fixed rate of 3.99% will be assigned based on credit approval criteria. Examples: Based on Amount Financed of $8000 over a 60-month term with a $99 Origination Fee and rate of 3.99%, required monthly payments will be $149.60 with a 4.62% APR. Exmark minimum amount financed is $2500, and based on credit approval criteria, a down payment of up to 10% may be required.
$0 Down | 3.99% Interest Rate | $18.42 per $1,000 Financed
*Example: On a purchase where the Amount Financed is $7,500, your Down Payment is $0 with 60 monthly payments of $139.01 each. Interest Rate is 3.99% [ANNUAL PERCENTAGE RATE is 4.26% (E)]. For other Amounts Financed, the payment would be approximately $18.42 per $1,000 financed.
Note: The above financing programs are offered by Sheffield Financial, a Division of Branch Banking and Trust Company. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on debt to income ratio of 45% or less. Minimum Amount Financed $2,500; Maximum Amount Financed $50,000. Other qualifications and restrictions may apply. An origination fee of $50* will be added to the amount financed in the above example. Financing promotions void where prohibited. Offer effective on all new and unused Exmark equipment purchased from a participating Exmark dealer between 5/1/2013 and 7/31/2013. Offer subject to change without notice. [“E” means estimate.]
* For commercial customers, the origination fee is $125.
3.99% APR for 72 Months Revolving Program offered by GE Capital Installment Program offered by Sheffield Financial Available through 7/31/2013
$0 Down | 3.99% Interest Rate | $15.60 per $1,000 Financed
*Example: On a purchase where the Amount Financed is $7,500, your Down Payment is $0 with 72 monthly payments of $117.00 each. Interest Rate is 3.99% [ANNUAL PERCENTAGE RATE is 4.26% (E)]. For other Amounts Financed, the payment would be approximately $15.60 per $1,000 financed.
Note: The above financing programs are offered by Sheffield Financial, a Division of Branch Banking and Trust Company. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on debt to income ratio of 45% or less. Minimum Amount Financed $2,500; Maximum Amount Financed $50,000. Other qualifications and restrictions may apply. An origination fee of $50* will be added to the amount financed in the above example. Financing promotions void where prohibited. Offer effective on all new and unused Exmark equipment purchased from a participating Exmark dealer between 5/1/2013 and 7/31/2013. Offer subject to change without notice. [“E” means estimate.]
* For commercial customers, the origination fee is $125.
$0 Down | 3.99% Interest Rate | $15.60 per $1,000 Financed
*Example: On a purchase where the Amount Financed is $7,500, your Down Payment is $0 with 72 monthly payments of $117.00 each. Interest Rate is 3.99% [ANNUAL PERCENTAGE RATE is 4.26% (E)]. For other Amounts Financed, the payment would be approximately $15.60 per $1,000 financed.
Note: The above financing programs are offered by Sheffield Financial, a Division of Branch Banking and Trust Company. Member FDIC. Subject to credit approval. Approval, and any rates and terms provided, are based on credit worthiness. Other financing offers are available. See your local dealer for details. Rate advertised is based on debt to income ratio of 45% or less. Minimum Amount Financed $6,500; Maximum Amount Financed $50,000. Other qualifications and restrictions may apply. An origination fee of $50* will be added to the amount financed in the above example. Financing promotions void where prohibited. Offer effective on all new and unused Exmark equipment purchased from a participating Exmark dealer between 5/1/2013 and 7/31/2013. Offer subject to change without notice. [“E” means estimate.]
* For commercial customers, the origination fee is $125.
See your local Exmark dealer for a variety of Everyday programs for Exmark parts and used Exmark equipment.
Online Credit Applications
Sheffield Financial Corp
To complete an online credit application for mower(s) purchased for either personal or commercial use click here
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